Download our free guide.

Our guide is a great starting point to finding our more. It includes information on the types of plans available as well as some real-life stories.


See our lenders.

Let Fluent Lifetime find the best loan to suit your circumstances. We'll present you with options, not problems!

Trust fluent lifetime

our industry leading casetracking solutions to keep you updated on your loan progress throughout your application.

Calculate how much you could release.



Getting the best advice is very important. Our fully qualified advisers follow strict rules and guidelines, ensuring you are recommended a plan that is right for your individual needs and circumstances.

We understand that a lifetime mortgage is a big financial decision and one that takes consideration. We pride ourselves on being transparent and supportive. If equity release isn't right for you, we'll tell you!

The value of your estate will be reduced and entitlement to means tested benefits may be affected.

With a lifetime mortage...


Access tax-free cash

to spend as you wish.


Stay in your home

for as long as you choose.


Guarantee an inheritance

for your loved ones.


No monthly re-payments

unless you choose to do so.


Secured against your home

just like a traditional mortgage.