Why Fluent Lifetime?
We speak your language


We understand that a lifetime mortgage is a big financial decision and one that takes consideration.

We pride ourselves on being transparent and supportive. If equity release isn’t right for you, we’ll tell you!

Why Fluent Lifetime?
Apply for a loan today

Why choose us?

With a lifetime mortgage...

100% impartial advice

Getting the best advice is very important. Our fully qualified advisers follow strict rules and guidelines, ensuring you are recommended a plan that is right for your individual needs and circumstances.

Keeping you in the picture

A dedicated equity release adviser who will be with you from start to finish.

Exclusive offers

Exclusive offers from all the leading providers.

Low fee

We won't be beaten on price - low customer fees guaranteed.
For a release of less than £25,000, our fees are £995. For releases £25,000 or above, our fees are 1.65% of the amount released subject to a minimum of £1,495.
Our fees are only payable should you proceed with a lifetime mortgage.

Take the next step towards financial freedom in retirement by booking an initial consultation with one of Fluent’s specialist advisers today.
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My Fluent app

Don't forget the Fluent app!

As a Fluent customer, you'll hopefully be familiar with the MyFluent app.

It provides many benefits, allowing you to:

  • Follow the progress of your application online
  • Stay in touch with your case manager
  • Speed up the process with electronic I.D checks

We're currently in the process of enhancing the apps functionality so that we can keep you up to date with the best deals in the future. If you haven’t done so already, please make sure you download or update the MyFluent app.

If you still have the app on your smartphone please just check that your notifications are turned on so that we can keep in touch.

Download the app in 4 simple steps:

  1. Go straight to the app Store or Google Play and download the MyFluent app
  2. Log in with the username and password credentials we’ve provided
  3. Choose your own new password when prompted
  4. By turning on your notifications we can keep in touch with you!
If you have a smartphone, you can also access MyFluent by visiting our website www.myfluent.co.ukMy Fluent app